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In difficult times, freelancers and independent contractors have the short end of the staff. Unemployment insurance is usually reserved for traditional workers.

However, this was different during the coronavirus pandemic. Not only can these workers apply for unemployment, but Uncle Sam offers them practically $ 1,000.

CNBC reports that freelancers and independent contractors, as well as sole proprietors, can apply for a grant of $ 1,000 under an Economic Injury Disaster Loan program, known as an "advance payment."

If you have been approved for the money, you do not have to pay it back.

The grant is part of a larger effort to help small businesses. The Economic Injury Loan Program launched by Congress under the CARES Act enables small business owners to apply for loans of up to $ 150,000.

CNBC spoke to a man identified only as "Eli," a New York-based freelance writer. According to CNBC:

"When Elis cousin told him about the grant option, he was skeptical. Nevertheless, he completed the application in a few minutes and said," And a few days later you will see $ 1,000 in your bank account. "

You need to apply for an economic injury catastrophe loan to be eligible for the grant, CNBC says. However, you do not have to accept the loan.

If you are approved for the loan, whether you accept it or not, the grant should appear on your bank account soon.

Forbes reports that you must have been in business by January 31 to qualify for the grant. Although grants are available through December 16, Forbes predicts that the federal government's small business “will run out of money quickly, so you should apply as soon as possible. "

According to Forbes, it should take about 15 minutes to complete the application. The publication also offers a list of possible uses and prohibitions on its website.

For more information on these grants, see the Small Business Administration website. The application form itself can also be found on the website.

For more information on the relief of the self-employed in connection with corona viruses, see "This group is eligible for federal crisis funds, but may not know it."

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